real estate agent
10904 Braemoor, Fort Worth, TX 76052-5180
September 17, 2009 by Mortgage Align · Leave a Comment
Ready to move in. $1,185. 00 for rent or $118,000. 00 for sale (owner is a texas real estate agent)property is for rent or for sale if they want to rent. If they have pets there’s a pet deposit. $500 per pet. Bad credit okay
real estate agent
How Do I Shop For A Home?
May 8, 2009 by Mortgage Align · Leave a Comment
If you’re looking for a new home, you’ve come to the right place to do so at Mortgage Align. This is step is about your search for the perfect home. At this point, you should know what you can afford with our affordability calculator, filled out one of our free consultation forms and received a quote from several possible lenders.
Many first time buyers don’t know the value of a good real estate agent. First and foremost, real estate agent fees are paid by the seller. For you, as a home buyer, their services come at no cost. Additionally, having an experienced third party on your side can make negotiations between you and a seller a lot easier.
Fill out our form below to be matched with a real estate agent in your area who can go to work for you – 100% free!
real estate agent
Agents and Brokers
December 22, 2008 by Mortgage Align · Leave a Comment
Before you contact any real estate professional, it’s important to know the difference between brokers and agents. Real estate brokers are licensed professionals who help sellers and prospective buyers of homes, and often operate as part of a brokerage firm or franchise. Real estate agents are licensed professionals who work under the supervision of a licensed real estate broker. In return, the broker pays the agent a portion of the commission earned from the sale or purchase of the property.
In a typical home sale, there are two real estate pros: one who works with the seller — called the listing agent — and one who works with the buyer — called the selling agent. The listing agent generally shares the sales commission with the selling agent who finds the buyer for the home. But the seller pays both agents, usually from the proceeds of the sale. Depending on where you live, your agent may not have any obligation to keep the information you have shared confidential until you enter into a formal relationship. In fact, sometimes, your agent actually may be bound to represent the seller’s interests unless you establish a relationship where the agent represents your interests.
In most states, agents are required to disclose the type of relationship they have with you, and then, it’s up to you to decide whether you want them to represent you. Whether you meet an agent at an open house or get in touch with one on your own, be aware that they need to disclose important information about their business relationship with you. You can feel free to ask them about that.
real estate agent
Choosing Real Estate Related Services
December 20, 2008 by Mortgage Align · 1 Comment
Buying a home is a big financial commitment — very likely, the biggest financial investment most people make. If you choose to work with a real estate professional, finding someone who understands what you are looking for and how much you can afford to spend is critical. Ask friends, family members, neighbors, or co-workers who have bought or sold recently for recommendations. Interview several agents about their experience, style, and market knowledge. Expect an agent to be professional: to return your phone calls promptly, to be organized, to listen to your preferences, and to communicate clearly. Here are some questions you may want to ask:
- How many homes have you sold in the past year?
- How many in the neighborhood I’m interested in?
- Can you provide a list of references?
- Are you willing to represent only my interests? Do you have any obligations to the seller?
- What is the commission you are interested in? Are you willing to negotiate that? Will you accept a lower commission?
- How many homes are you prepared to show me? Where will you look for these?
- Will you show me homes that offer lower commission rates? Homes offered by non-traditional brokers?
- Homes that are For Sale By Owner?
Once you sign your purchase agreement, your agent may recommend companies for financing, inspections, moving, insurance, and other related services. It may be convenient for you to use these providers, but it isn’t required. Shopping for these services is just like shopping for any services: Compare prices and ask for references before you make your choices.
Go to www.ftc.gov/realestate for more information about buying a home and a glossary of real estate terms. The FTC works to ensure a competitive marketplace and to provide information to help consumers spot, stop, and avoid fraudulent, deceptive, and anticompetitive business practices. To file a complaint or to get information on many more consumer issues, visit www.ftc.gov, or call 1-877-FTC-HELP (342-4357).
real estate agent
How Do I Choose A Real Estate Agent?
October 21, 2008 by Mortgage Align · 1 Comment
Selecting a real estate agent may be the most important decision you make when you buy a home. And it does not matter whether you are a first time buyer or if you have bought and sold many homes. Good real estate agents can mean the difference between getting the right home and the wrong one, paying a fair price versus too high of a price, and peace of mind during the process versus watching your stress levels, and your blood pressure, rise beyond healthy levels.
As a buyer, you need a real estate agent as a guide. This is someone who will listen to your concerns, help you weigh your wants and needs, and then lead you through a minefield of common mistakes that inexperienced—and overconfident—buyers often make. Let’s talk a little about what makes a real estate agent a “good” agent.
First, you need to understand what a real estate agent is. First and foremost, real estate agents are salespeople. This means that they get paid only on the completion of a successful transaction. For a buyer, the services of a real estate agent are paid by the seller at closing as part of the transaction—in other words, the services of the agent are essentially free to the buyer. In most instances, it is simply one of the costs of selling a home. Even in the case of a For Sale By Owner property, most sellers will gladly pay the buyer’s agent fee for bringing the buyer to the deal.
So now that we know that a real estate agent is at no cost to the buyer, how do I choose one? The key is to make a list of what you expect from the agent. For example, if you are a first time home buyer, you may want an agent who can serve as a mentor. Top producing agents may not be a good fit for you–they are busy closing transactions and do not have the time for hand-holding and educating clients.
On the other hand, if this business is old hat to you, you may want someone who is all business. So an agent that specializes in first time buyers will probably not meet your needs—you probably don’t want the hand-holding. So knowing exactly what you want is the first task at hand.
When you have defined what you want, you can start talking to people who have purchased a home. A five year old referral is no help, so focus only on people you know who have bought within the last year or so. People that are happy with their agent will gladly offer a referral. Be specific in your conversations and focus on the transaction itself–not the agent. You are interested in the agent’s work, not necessarily how nice and personable the agent was. Did the transaction go smoothly? Did the agent handle issues efficiently and quickly? Was all paperwork on-time and accurate? Was the agent’s advice on-target, clear, and precise?
After you have selected two or three agents, meet with them at a neutral site and don’t be afraid to put them on the spot. Present a scenario or two about buying a home and see if their answer matches yours. A great question is: “if we find a great home but the seller is not willing to come down in price, will you be willing to cut your commission to help us get the property?” It’s a tough question, but it can tell you a lot about the agent. Let’s face it, if the agent will give away their own money so easily, what makes you think they will be more careful with yours?
In the end, the agent you choose should match up with your expectations. And remember, although you are not paying them directly, you need to hold them accountable for their performance. Your home and your mortgage is one of the biggest decisions you will make, and it starts with choosing the right real estate agent.



