PrimeBenefit is Dedicated to Unions

The PrimeBenefit team of PrimeLending is committed to helping union members save money every time they buy or sell a home, refinance their current home, and more.  We have partnered up with www.Unions.org to offer special pricing that is exclusive to union members.  First let me tell you a little about us and how the program works.

Headquartered in Dallas, Texas, PrimeLending is a leading residential mortgage lender that provides homebuyers mortgages without obstacles. Established in 1986 by Chief Executive Officer Roseanna McGill, PrimeLending has grown from a staff of 20 individuals producing $80 Million in annual closed loan volume to a family of over 1,500 members producing in excess of $2.45 Billion annually.

In addition to the corporate office located in North Dallas, PrimeLending has expanded to over 150 branches across the United States including Arizona, California, Colorado, Connecticut, Florida, Georgia, Kentucky, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Tennessee, Texas, and Washington and is licensed to originate and close loans in 49 states.

The goal at PrimeLending is to provide unsurpassed quality service and support throughout the entire mortgage process for every client and referral source. This proactive sales and operational philosophy simplifies and accelerates the loan process at all levels. The company’s knowledgeable mortgage professionals are dedicated to making every customer’s home loan experience a positive and successful one.

PrimeLending decided they could take it one step further and develop a complete PrimeBenefit program which would help union member save money throughout the entire buying process of a home.  This is why the PrimeBenefit program is so powerful.

I would like you to first watch the following 30 second commercial and then I will go through the savings in detail. Commercial The PrimeBenefit Program is broken down into 5 parts:

1)      Real Estate Rebate – Every time you buy or sell a home your will receive a 20% rebate check from your Realtor commissions for using one of our network realtors.  You don’t have to worry.  We only use the best and have to be proven producer and they work for large companies like Caldwell Banker and Chapman Richards for example.

2)      Lender Discounts – Just for participating in the PrimeBenefit program you get 20% off of all lender fees.  In addition to that you will receive an extra .25% off your origination fee.  PrimeLending as we have already covered is one of the nation’s leading lenders and when it come to rate and price we will make sure you get the best rate and program for your needs.  Every loan is a little different as everyone’s situation is a little different, but know this; we are not just here to earn you business today but to be your lending partner for life.

3)      Insurance Discounts – The next discounts you receive are through Liberty Mutual on your homeowners and auto insurance.  For first time home buyers, homeowners insurance is a new thing so we will make sure that you have this option for getting a good deal on insurance.

4)      Moving Discounts – We have partnered up with different moving services such as Van Lines and SAMS to offer you discount on moving when it comes time to move into your new home.

5)      Home Warranty – Finally we have partners with one of the leading home warty company companies to offer you a great price on a home warranty that will cover more for less.  This company will cover item most item that other warranties exclude like roof leaks, washers and dryers, and more.

As you can see this is a pretty inclusive package.  As a union member there is no reason you should not take advantage of it.  I know you have wondered; how much does this cost?  The answer to your question is NOTHING.  That’s right it’s free.  It’s our way of saying thanks for all the work you do for us.  To register for the program click here.  Make sure to email me if you have any questions or call (877)835-5588.

Sam Ashton

PrimeBenefit Specialist

(877)835-5588

sashton@primelending.com

When Applying for a Home Equity Loan, homeowners can quickly realize how the interest on the loan is much less than a credit card or other types of revolving credit accounts. furthermore, the most of homeowners who utilize for home equity loans are capable to write-off the interest on their taxes. furthermore, the risks are a great deal sweller. on the other hand, a home equity line of credit, which is some other type of home equity loan, can have adaptable rates and varying regularly every month payments. furthermore, numerous homeowners have even used the cash to begin a new business.

In most cases, Home Equity Loans cannot exceed the property’s value. How does a home equity loan work   prior to applying for a home equity loan, knowing how these queer loans work is essential. what’s a home equity loan?   home equity loans are a type of credit account that uses your home as collateral. vantages of a home equity loan  for the most percentage, home equity loans offer lower interest rates and provide homeowners with possible tax deductions. Typical uses can include paying off high interest credit card debt, making home upgrades, paying college disbursements, or taking a vacation.Once your application is received, the lender will base approval on credit history, income, amount requested, and value of your home. Qualifying for a home equity loan  applying for a home equity loan is easy, and most loan apps are going to be approved. nonetheless, this requires a good credit history. For a quick approval, consider submitting an application with an online home equity loan lender.

Using a home equity loan  the reasons for getting a home equity loan are unlimited. Yet, it’s possible to obtain 125% home equity loans. although home equity loans are swelling for obtaining quick cash, they are somewhat different than other types of loans. unfortunately, other types of personal loans or credit card don’t offer tax deductions. usually, these loans have a determined interest rate, term, and regularly every month payment.

You can’t put your family and life on hold just because your financial health has been directly or indirectly affected by economic conditions. Factually, you can be Foreclosed upon with this note precisely as you can with your regular mortgage if you default. if you’re sure of your situation, and feel confident in needing a Home Equity Loan, you shouldn’t feel any feeling of annoyance at being hindered or criticized at that point, and be prepared to continue with an application. if you’re in this position, don’t procrastinate if you don’t have to as rates are still exceedingly low and could ascend at any time! lastly, the sensibleness for money out refinancing can be more inexpensive overall, so comparative analysis typically among these two types, can be genuinely expressed without doubt!   your circumstance can have the want for a home equity line of credit more so than your ordinary hell because you only borrow what you need rather than a determined quantity.

Renting out your dwelling can be prohibited if the terms of the equity loan state this from the outset. Home equity loan frustrations   summing up the want for money as of late for consumers is like proclaiming that the sun will rise tomorrow, it’s utterly that obvious!  adding clarity among such unclear world financial picture can be daunting for any lender, let alone consumers, but what necessarily surfaces, is the want to continue to borrow. Yes, when times are tough or even sure and stable, people turn to their homes for a kind of financial sanctuary in knowing it’s alike to an insurance policy if a money need arises. Your tax deduction is not dollar for dollar, but based on a stringent percentage basis. nonetheless, this can effortlessly be determined by assessing your overall needs; and a heap of well known lenders will offer both types to you by default.That brings us to one of the ‘bell weather’ loan products that have traditionally helped millions each year, the home Equity Loan Application.

Are You Pre-Approved?

Maryland Home Mortgages: It is important to understand that a pre-qualification letter is just an estimate of what you are eligible to borrow, not a commitment to lend. Getting pre-approved for a loan gives you competitive advantage when the time comes to bid on a home because you have been approved for a loan for a specified amount.

Please visit our website for more information on how we can qualify you for a new home loan!

“A reverse mortgage has brought me bountiful solutions to resolving financial issues.  Its benefits enabled me to achieve the means to better enjoy living in my own home.  The equity available was spent in several areas for home improvement.  Included were remodeling of my bathroom, new carpeting throughout my home, and installment of a sump pump to prevent basement floodings.  Herewith also personal challenges, as a pledge to my church fulfilled and travel to family weddings and reunion assured.

“With a reverse mortgage you begin to have independence anew and you begin to feel more secure.  Being free from monetary anxiety, you have better control over spending your equity.  Thus a respect for yourself increases.”

This is a letter I received from a borrower who had taken out her reverse mortgage over 5 years ago.  Through the years I have heard from other borrowers on how the reverse mortgage has made a difference in their lives.

Another borrower called a couple weeks ago to tell me that they are moving into a care center because of with his Alzheimer’s she can’t care for him and it’s not safe for him at home any longer.  As we talked she told me how thankful she was for the reverse mortgage and what a difference it and I have made in their life.  They did their initial reverse mortgage over 8 years ago and we refinanced it for them about 3 years ago.  For years the funds from the reverse mortgage allowed them to maintain their lifestyle and go to Florida and escape the Minnesota winters.  No longer able to make the trip to Florida they have used their funds for other needs including medical expenses and home care allowing them to stay at home as long as they could.

Reverse Mortgage Made Difference for MN Man

Dick really wanted to stay in his home of many years.  The reverse mortgage funds were used for home improvements and allowed him to participate in a mission trip.  Since his reverse mortgage was taken out in 2002 he has called and shared how the reverse mortgage has helped him live his life comfortably and to stay in his home as he desires.

The reverse mortgage has helped seniors retire and still have funds for their lifestyle.  Using the funds for home repairs has helped seniors keep up their home so they could remain in the neighborhood where they are familiar.  Other times the reverse has been considered a life saver to pay for home care and keep the senior at home where they are most comfortable.

I have specialized in reverse mortgages since 1999 and have helped hundreds of seniors stay in their home with security, independence, dignity, and control.  I hope to continue to receive the letters and calls from my borrowers on how the reverse mortgage and I have made a difference in their life.  It’s a good feeling knowing that seniors have a better life and more respect for themselves.

For more articles on how reverse mortgages have helped seniors, read:  “Finance Retirement with A Reverse Mortgage,” “Know A Senior Who Wants Security, Independence, Dignity, and Control?,” “Reverse Mortgages Help Celebrate Independence,” “Reverse Mortgages Answer Prayers.”  “Reverse Mortgages Finance Home Care” and  “Be Educated About Your Options of Care and Financing of Care” address the advantages of using a reverse mortgage for home health care.

© 2009 Beth Paterson http://bethsreversemortgageblog.wordpress.com 651-762-9648