PrimeBenefit is Dedicated to Unions

The PrimeBenefit team of PrimeLending is committed to helping union members save money every time they buy or sell a home, refinance their current home, and more.  We have partnered up with www.Unions.org to offer special pricing that is exclusive to union members.  First let me tell you a little about us and how the program works.

Headquartered in Dallas, Texas, PrimeLending is a leading residential mortgage lender that provides homebuyers mortgages without obstacles. Established in 1986 by Chief Executive Officer Roseanna McGill, PrimeLending has grown from a staff of 20 individuals producing $80 Million in annual closed loan volume to a family of over 1,500 members producing in excess of $2.45 Billion annually.

In addition to the corporate office located in North Dallas, PrimeLending has expanded to over 150 branches across the United States including Arizona, California, Colorado, Connecticut, Florida, Georgia, Kentucky, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Oklahoma, Tennessee, Texas, and Washington and is licensed to originate and close loans in 49 states.

The goal at PrimeLending is to provide unsurpassed quality service and support throughout the entire mortgage process for every client and referral source. This proactive sales and operational philosophy simplifies and accelerates the loan process at all levels. The company’s knowledgeable mortgage professionals are dedicated to making every customer’s home loan experience a positive and successful one.

PrimeLending decided they could take it one step further and develop a complete PrimeBenefit program which would help union member save money throughout the entire buying process of a home.  This is why the PrimeBenefit program is so powerful.

I would like you to first watch the following 30 second commercial and then I will go through the savings in detail. Commercial The PrimeBenefit Program is broken down into 5 parts:

1)      Real Estate Rebate – Every time you buy or sell a home your will receive a 20% rebate check from your Realtor commissions for using one of our network realtors.  You don’t have to worry.  We only use the best and have to be proven producer and they work for large companies like Caldwell Banker and Chapman Richards for example.

2)      Lender Discounts – Just for participating in the PrimeBenefit program you get 20% off of all lender fees.  In addition to that you will receive an extra .25% off your origination fee.  PrimeLending as we have already covered is one of the nation’s leading lenders and when it come to rate and price we will make sure you get the best rate and program for your needs.  Every loan is a little different as everyone’s situation is a little different, but know this; we are not just here to earn you business today but to be your lending partner for life.

3)      Insurance Discounts – The next discounts you receive are through Liberty Mutual on your homeowners and auto insurance.  For first time home buyers, homeowners insurance is a new thing so we will make sure that you have this option for getting a good deal on insurance.

4)      Moving Discounts – We have partnered up with different moving services such as Van Lines and SAMS to offer you discount on moving when it comes time to move into your new home.

5)      Home Warranty – Finally we have partners with one of the leading home warty company companies to offer you a great price on a home warranty that will cover more for less.  This company will cover item most item that other warranties exclude like roof leaks, washers and dryers, and more.

As you can see this is a pretty inclusive package.  As a union member there is no reason you should not take advantage of it.  I know you have wondered; how much does this cost?  The answer to your question is NOTHING.  That’s right it’s free.  It’s our way of saying thanks for all the work you do for us.  To register for the program click here.  Make sure to email me if you have any questions or call (877)835-5588.

Sam Ashton

PrimeBenefit Specialist

(877)835-5588

sashton@primelending.com

“A reverse mortgage has brought me bountiful solutions to resolving financial issues.  Its benefits enabled me to achieve the means to better enjoy living in my own home.  The equity available was spent in several areas for home improvement.  Included were remodeling of my bathroom, new carpeting throughout my home, and installment of a sump pump to prevent basement floodings.  Herewith also personal challenges, as a pledge to my church fulfilled and travel to family weddings and reunion assured.

“With a reverse mortgage you begin to have independence anew and you begin to feel more secure.  Being free from monetary anxiety, you have better control over spending your equity.  Thus a respect for yourself increases.”

This is a letter I received from a borrower who had taken out her reverse mortgage over 5 years ago.  Through the years I have heard from other borrowers on how the reverse mortgage has made a difference in their lives.

Another borrower called a couple weeks ago to tell me that they are moving into a care center because of with his Alzheimer’s she can’t care for him and it’s not safe for him at home any longer.  As we talked she told me how thankful she was for the reverse mortgage and what a difference it and I have made in their life.  They did their initial reverse mortgage over 8 years ago and we refinanced it for them about 3 years ago.  For years the funds from the reverse mortgage allowed them to maintain their lifestyle and go to Florida and escape the Minnesota winters.  No longer able to make the trip to Florida they have used their funds for other needs including medical expenses and home care allowing them to stay at home as long as they could.

Reverse Mortgage Made Difference for MN Man

Dick really wanted to stay in his home of many years.  The reverse mortgage funds were used for home improvements and allowed him to participate in a mission trip.  Since his reverse mortgage was taken out in 2002 he has called and shared how the reverse mortgage has helped him live his life comfortably and to stay in his home as he desires.

The reverse mortgage has helped seniors retire and still have funds for their lifestyle.  Using the funds for home repairs has helped seniors keep up their home so they could remain in the neighborhood where they are familiar.  Other times the reverse has been considered a life saver to pay for home care and keep the senior at home where they are most comfortable.

I have specialized in reverse mortgages since 1999 and have helped hundreds of seniors stay in their home with security, independence, dignity, and control.  I hope to continue to receive the letters and calls from my borrowers on how the reverse mortgage and I have made a difference in their life.  It’s a good feeling knowing that seniors have a better life and more respect for themselves.

For more articles on how reverse mortgages have helped seniors, read:  “Finance Retirement with A Reverse Mortgage,” “Know A Senior Who Wants Security, Independence, Dignity, and Control?,” “Reverse Mortgages Help Celebrate Independence,” “Reverse Mortgages Answer Prayers.”  “Reverse Mortgages Finance Home Care” and  “Be Educated About Your Options of Care and Financing of Care” address the advantages of using a reverse mortgage for home health care.

© 2009 Beth Paterson http://bethsreversemortgageblog.wordpress.com 651-762-9648

“RealtyTrac.com” shows that almost 4 million filings – defaults, foreclosure auctions, and bank reprosessions- took place in 2009 on a national basis.  This is 21% higher than 2008 which was previously the high.  That figure has gone from 885,468 in 2005 to the current figure.  Ironically, it could have been higher had not been for federal action as well as delays in bank processing.  Unfortunately, relief doesn’t look like it is in the immediate future.  Four states accounted for 50% of the 2009 total:  California, Florida, Arizona, and Illinois.

However, for Missouri homeowners, the picture is more encouraging.  Missouri experienced a 8.75% decrease in foreclosures.  One of the reasons being that Missouri never experienced the large swings in home pricing that other states experienced.   I haven’t seen figures on short-sales but will report them when I see them.

The following article presents the very latest information on Florida mortgage. If you have a particular interest in Florida mortgage, then this informative article is required reading.

Florida real estate is continuously at its peak: offering low interest rates, low down payment, high home value and abundant housing supply. To compliment all these positivity in the Florida real estate arena , various property investment opportunities are also open in this state.

It is thus essential that if you can afford to invest on the Florida real estate, start it immediately to take advantage of the boom. Additionally, experts say that you need to move immediately and seek Florida mortgage if it is the only way for you to take advantage of this positive experience in the Florida real estate world .

The reason why you need to rush is because this trend of low cost mortgages and real estate investing in Florida may already take a different route. You may need to consider that the world economy is already taking steam and thus Florida real estate may suffer as well.

Knowledge can give you a real advantage. To make sure you’re fully informed about Florida mortgage, keep reading.

You may thus need to take advantage of the current trend and hope to be able to get your Florida mortgage application approved immediately. It may however be necessary that before you check out a mortgage lead company, you need to assess your capacity to pay. This is because if you are not able to pay your obligation as evidenced by the mortgage contract in Florida, the property you acquire or the property you used as collateral may be subjected to foreclosure.

Financial experts thus recommend that you make a thorough assessment of your financial condition before you think of Florida mortgage loans. Write down all you income sources from now until about twenty to thirty years, consider your expenditures whether normal or otherwise. The balance is the money you can use to pay-off Florida mortgages, if ever. Ideally, it should be at least 1/3 of your total household income.

One-third is an ideal figure; however, this needs to depend on your spending pattern and your normal spending requirements. That balance is what you can use for mortgage payments; ensure that the figure will be regular and that you are sure you can set it aside for the sole purpose of paying your Florida mortgage loan.

This may now give you the real picture of how much you can afford as mortgage payments in your Florida property. Even with the current trending that Florida mortgages enjoy low interest, you may still need to consider that soon it may change.

Thus, if you find it feasible to invest in Florida real estate while investing is still on a low base, act now.

Seek assistance from reliable and experienced mortgage counselors. They will work with you until you are comfortable and clear with the terms and conditions of Florida mortgages . They will not ask you to sign anything until or confirm with you anything until you are able to sit-down with them and discuss you financial condition. They understand how hard you worked for you money and thus will help you decide on the most suited Florida mortgage.

To find out more about Florida mortgage plans and how They can help you, log on to their website and see how many people have already taken advantage of the reliable and experienced The counselors.

That’s the latest from the Florida mortgage authorities. Once you’re familiar with these ideas, you’ll be ready to move to the next level.

To Learn more about real estate, watch videos, get free reports and more, go to: www.RealEstateInvestorPlus.com.

We take our clients’ business and your partnership seriously, and we work to make the loan transaction as seamless as possible.

Not all customers are alike. At WJB, we understand that. We provide personalized service to our mutual clients. We help home buyers overcome any apprehensions they may have, with ongoing communication and exceptional service and support, and we keep you updated on the progress of the client’s loan application at all stages!

Customer satisfaction is paramount. A happy client is a client for life. Together, we can meet our clients real estate needs to keep them coming back to us and to earn their referral from friends and family.  

We know how important it is for you to be part of the loan process as well as the home finding process. No more waiting for hours — or days — to get loan financing answers for your clients. We respond quickly with accurate and concise information.

We place a high value on our service to our partners and clients and that’s why we provide some of the best underwriting turn times in the industry. We turn files around faster than most of our competitors!

 

Call us today to learn more ways that WJB can help your clients into their new home!

 

  

www.WJBTemecula.com

 

 

 

 

888-848-3891

 

 

 W.J. Bradley Mortgage Capital Corp. Equal Housing Lender. © 2009 W.J. Bradley Mortgage Capital Corp., 201 Columbine Street Suite 300, Denver, CO 80206. Phone #303-825-5670. Trade/service marks are the property of W.J. Bradley Mortgage Capital Corp. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states.

 

AZ License # BK-0903998; Licensed by the Department of Corporations under the Residential Mortgage Lending Act. RML# 4131002; To check the license status of your CO Mortgage Broker, visit www. dora.state.co.us/real-estate/index.htm; CT Correspondent Lender License No. FMCL 21047; Delaware Lender License No. 010467; Florida Mortgage Lender license #ML.100000098; Georgia Residential Mortgage Licensee, License No. 20233; ID Mortgage Broker License No. MBL-2803; Kansas Licensed Mortgage Company License # MC.0025020; MI First Mortgage License No. FL0011392; Mississippi Mortgage Lender License #4298/2009; MN Residential Mortgage Originator License No. 20447094; NV Mortgage Banker License No. 2061; NV Mortgage Broker License No. 504; NM Mortgage Loan Company and Loan Broker Act Reg. No. 01856; OK Supervised Lender License No. SL007245; OR Mortgage Lender License No. ML-776; TN Mortgage Company Registration Certificate No. 3629; TX Mortgage Banker Reg. No. 74182 with locations in Texas at 2100 W. Loop South, Suite 927, Houston, TX 77027 and 1912 Central, Suite L, Bedford, TX 76021; UT Mortgage Lender Company License No. 5495659-MLCO; Vermont Broker License #0995MB; Vermont Lender License #6141; WA Consumer Loan License No. 520-CL-42624; Wisconsin Mortgage Banker License No. 699991.