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	<title>Mortgage Align &#187; Getting A Mortgage:  Step by Step</title>
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	<description>Home Loan, Refinance Home Loan, Morgage Rates:  Up-To-Date News &#38; Advice!</description>
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		<title>How Do I Shop For A Home?</title>
		<link>http://www.mortgagealign.com/information-center/how-do-i-shop-for-a-home/</link>
		<comments>http://www.mortgagealign.com/information-center/how-do-i-shop-for-a-home/#comments</comments>
		<pubDate>Fri, 08 May 2009 14:48:20 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[5. How Do I Shop For A Home?]]></category>
		<category><![CDATA[Information Center]]></category>
		<category><![CDATA[best home foreclosure search]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[home search]]></category>
		<category><![CDATA[new home search]]></category>
		<category><![CDATA[real estate agent]]></category>

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		<description><![CDATA[If you’re looking for a new home, you’ve come to the right place to do so at Mortgage Align.  This is step is about your search for the perfect home.  At this point, you should know what you can afford with our affordability calculator, filled out one of our free consultation forms and received a [...]]]></description>
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		<title>Getting Pre-Approved For A Mortgage</title>
		<link>http://www.mortgagealign.com/information-center/getting-pre-approved-for-a-mortgage/</link>
		<comments>http://www.mortgagealign.com/information-center/getting-pre-approved-for-a-mortgage/#comments</comments>
		<pubDate>Wed, 31 Dec 2008 13:00:17 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[3. How Can I Shop For A Home Loan?]]></category>
		<category><![CDATA[Getting A Mortgage:  Step by Step]]></category>
		<category><![CDATA[Information Center]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage pre-approval]]></category>

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		<description><![CDATA[Once you’ve been matched with a lender, it’s time to get a pre-approval for the loan amount you need.  A pre-approval is simply a commitment from your lender to let you comfortably search within a given loan amount, which is not tied to a specific property.  To be pre-approved, a lender must complete a review [...]]]></description>
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		<title>How Much Home Can I Afford?</title>
		<link>http://www.mortgagealign.com/information-center/how-much-home-can-i-afford/</link>
		<comments>http://www.mortgagealign.com/information-center/how-much-home-can-i-afford/#comments</comments>
		<pubDate>Sun, 28 Dec 2008 08:33:16 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[1. How Much Of A Mortgage Can I Afford?]]></category>
		<category><![CDATA[Getting A Mortgage:  Step by Step]]></category>
		<category><![CDATA[Information Center]]></category>
		<category><![CDATA[can i afford a home]]></category>
		<category><![CDATA[home much home can i afford]]></category>

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		<description><![CDATA[The first thing you should consider when searching for new home is how much of a home you can afford.  The best place to start is to look at your gross monthly income.  This number is what you make per month, not what you take home (net income).  Taxes or other contributions are not included [...]]]></description>
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		<title>Documents You Will Sign When You Close Your Home Loan</title>
		<link>http://www.mortgagealign.com/information-center/documents-you-will-sign-when-you-close-your-home-loan/</link>
		<comments>http://www.mortgagealign.com/information-center/documents-you-will-sign-when-you-close-your-home-loan/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 19:10:16 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[9. What Happens At Closing?]]></category>
		<category><![CDATA[Getting A Mortgage:  Step by Step]]></category>
		<category><![CDATA[Information Center]]></category>
		<category><![CDATA[deed of trust]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[hud-1 form]]></category>
		<category><![CDATA[mortgage note]]></category>
		<category><![CDATA[RESPA]]></category>
		<category><![CDATA[security instrument]]></category>
		<category><![CDATA[truth in lending]]></category>
		<category><![CDATA[warranty deed]]></category>

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		<description><![CDATA[When you close there will be numerous documents that you will need to sign to complete the closing process.  Use your attorney or real estate agent to review these documents before you sign.

Real Estate Settlement Procedures Act (RESPA) &#8211; this document simply informs you about the closing process and the financial obligations for your mortgage
Truth [...]]]></description>
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		<title>The Home Loan Closing Process</title>
		<link>http://www.mortgagealign.com/information-center/the-home-loan-closing-process/</link>
		<comments>http://www.mortgagealign.com/information-center/the-home-loan-closing-process/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 19:08:11 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[9. What Happens At Closing?]]></category>
		<category><![CDATA[Getting A Mortgage:  Step by Step]]></category>
		<category><![CDATA[Information Center]]></category>
		<category><![CDATA[closing documents]]></category>
		<category><![CDATA[home closing process]]></category>
		<category><![CDATA[homebuyer]]></category>
		<category><![CDATA[insurance interest]]></category>
		<category><![CDATA[warranty deed]]></category>

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		<description><![CDATA[Closing day the homebuyer and seller will complete the legally binding transfer of the house.  During this process the buyer will:

give the lender a receipt to prove acquisition of homeowner’s insurance
review the HUD-1 settlement statementpresent checks to cover the closing costs
sign all closing documents
establish an escrow account to cover property tax, insurance and interest
buyer receives [...]]]></description>
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