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	<title>Mortgage Align &#187; FTC Consumer Alert</title>
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	<description>Home Loan, Refinance Home Loan, Morgage Rates:  Up-To-Date News &#38; Advice!</description>
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		<title>Agents and Brokers</title>
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		<pubDate>Mon, 22 Dec 2008 05:18:19 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
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		<description><![CDATA[Before you contact any real estate professional, it’s important to know the difference between brokers and agents. Real estate brokers are licensed professionals who help sellers and prospective buyers of homes, and often operate as part of a brokerage firm or franchise. Real estate agents are licensed professionals who work under the supervision of a [...]]]></description>
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		<title>Sales Commissions Home Loans</title>
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		<pubDate>Sun, 21 Dec 2008 20:19:21 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
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		<description><![CDATA[The most common type of real estate commission is a percentage of the home’s sales price, an arrangement that benefits both the seller and the agent. As the buyer, you may not pay your agent directly, but the services of your agent are not “free.” Sellers may increase the sales price of their home to [...]]]></description>
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		<title>Choosing Real Estate Related Services</title>
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		<pubDate>Sat, 20 Dec 2008 20:22:50 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
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		<description><![CDATA[Buying a home is a big financial commitment — very likely, the biggest financial investment most people make. If you choose to work with a real estate professional, finding someone who understands what you are looking for and how much you can afford to spend is critical. Ask friends, family members, neighbors, or co-workers who [...]]]></description>
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		<title>Buying a Home:  It’s a Big Deal</title>
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		<comments>http://www.mortgagealign.com/information-center/buying-a-home-it%e2%80%99s-a-big-deal/#comments</comments>
		<pubDate>Thu, 09 Oct 2008 20:17:26 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[FTC Consumer Alert]]></category>
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		<description><![CDATA[Whether you’re shopping for appliances or automobiles, groceries or gadgets, travel services or tax preparers, the Internet has changed the way most people gather information about products and services. For people who are thinking about buying a home, the change is apparent, as well. The Internet now is the source of information that traditionally came [...]]]></description>
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