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	<title>Mortgage Align &#187; Down Payments</title>
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	<description>Home Loan, Refinance Home Loan, Morgage Rates:  Up-To-Date News &#38; Advice!</description>
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		<title>No Down Payment Home Loans</title>
		<link>http://www.mortgagealign.com/information-center/no-down-payment-home-loans/</link>
		<comments>http://www.mortgagealign.com/information-center/no-down-payment-home-loans/#comments</comments>
		<pubDate>Thu, 07 May 2009 07:44:47 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Down Payments]]></category>
		<category><![CDATA[Information Center]]></category>
		<category><![CDATA[down payment assistance]]></category>
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		<category><![CDATA[no down payment home loans]]></category>
		<category><![CDATA[rural development loan]]></category>
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		<description><![CDATA[There are still programs available with 100% financing (no down payment or down payment assistance). VA Loans are available for veterans with no-money-down.  Also the USDA has 100% financing for purchases in rural communities.
FHA Down Payments: Minimum FHA down payments increased to 3.5% on January 1, 2009.
Conventional Loan Down Payments Any loan that is more [...]]]></description>
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		<title>Down Payments For Home Loans</title>
		<link>http://www.mortgagealign.com/information-center/down-payments-for-home-loans/</link>
		<comments>http://www.mortgagealign.com/information-center/down-payments-for-home-loans/#comments</comments>
		<pubDate>Thu, 07 May 2009 07:41:26 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Down Payments]]></category>
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		<description><![CDATA[Choosing the right down payment for a home loan will depend on many factors.  It is always a good idea to not empty your savings into a down payment.  Make it comfortable and keep your cash reserve for emergencies or future home improvements.  For a FHA loan, you need to have 3.5% of the purchase [...]]]></description>
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		<title>Your Down Payment Comfort Level</title>
		<link>http://www.mortgagealign.com/information-center/your-down-payment-comfort-level/</link>
		<comments>http://www.mortgagealign.com/information-center/your-down-payment-comfort-level/#comments</comments>
		<pubDate>Wed, 06 May 2009 07:46:05 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Down Payments]]></category>
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		<description><![CDATA[When you are considering home ownership, it is wise to set aside the difference between your current rent and your ideal monthly mortgage payment.  For example, if your rent is $600 and you plan to pay $1,000 for a PITI payment, set aside $400 per month for 90 to 180 days. Make sure the mortgage [...]]]></description>
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