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	<title>Mortgage Align &#187; Blog</title>
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	<description>Home Loan, Refinance Home Loan, Morgage Rates:  Up-To-Date News &#38; Advice!</description>
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		<title>Refinance Home Mortgage Loan</title>
		<link>http://www.mortgagealign.com/blog/refinance-home-mortgage-loan/</link>
		<comments>http://www.mortgagealign.com/blog/refinance-home-mortgage-loan/#comments</comments>
		<pubDate>Tue, 29 Sep 2009 19:23:32 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[good faith estimate]]></category>
		<category><![CDATA[home mortgage loans]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[refinace home loan]]></category>
		<category><![CDATA[refinance home loans]]></category>
		<category><![CDATA[refinance home mortgage loan]]></category>

		<guid isPermaLink="false">http://www.mortgagealign.com/?p=6359</guid>
		<description><![CDATA[Refinance Home Mortgage Loan
A refinance home mortgage loan is a loan taken out by the borrower of an original home loan, where the original home mortgage loan is paid off and replaced, typically, with a loan that has a lower interest rate.
We&#8217;ve compiled a list of the top reasons why most people choose to refinance [...]]]></description>
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		<title>Why Choose A Refinance Home Loan?</title>
		<link>http://www.mortgagealign.com/blog/why-choose-a-refinance-home-loan/</link>
		<comments>http://www.mortgagealign.com/blog/why-choose-a-refinance-home-loan/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 21:04:02 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[home loan]]></category>
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		<category><![CDATA[refinance home loan]]></category>
		<category><![CDATA[refinance home loans]]></category>
		<category><![CDATA[refinancing your home loan]]></category>
		<category><![CDATA[simple suggestions]]></category>

		<guid isPermaLink="false">http://www.mortgagealign.com/?p=4689</guid>
		<description><![CDATA[A refinance home loan is a big way to reduce monthly payments, get a better interest rate, and gain additional time for repayment, but it should not be decided in a hurry. Refinancing your home loan at the wrong time can result in having to pay a higher payment.
Some simple suggestions to help you decide:
•    [...]]]></description>
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		<title>HOW DO LENDER’S DECIDE? Downside</title>
		<link>http://www.mortgagealign.com/blog/how-do-lender%e2%80%99s-decide-downside/</link>
		<comments>http://www.mortgagealign.com/blog/how-do-lender%e2%80%99s-decide-downside/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 21:02:41 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[expense ratios]]></category>
		<category><![CDATA[maximum]]></category>
		<category><![CDATA[mortgage transaction]]></category>
		<category><![CDATA[refinance home loan]]></category>

		<guid isPermaLink="false">http://www.mortgagealign.com/?p=4687</guid>
		<description><![CDATA[The fact that maximum expense ratios may vary with other characteristics of the mortgage transaction, it may pose as a downside to the borrower. To illustrate: the maximum ratios are often lower and more restrictive for any of a long list of program modifications: if the property is co-op, a condominium, a second home or [...]]]></description>
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		<title>How Does Employment and Credit Affect Your Refinance Home Loan</title>
		<link>http://www.mortgagealign.com/blog/how-does-employment-and-credit-affect-your-refinance-home-loan/</link>
		<comments>http://www.mortgagealign.com/blog/how-does-employment-and-credit-affect-your-refinance-home-loan/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 21:01:50 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[bad credit refinance loan]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[employments]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[refinance home loan]]></category>

		<guid isPermaLink="false">http://www.mortgagealign.com/?p=4685</guid>
		<description><![CDATA[Every part of your life is entwined with the other part. Same goes for the refinance. Looking at your past employments gives the lender an idea about of stability and increasing income. It shows that you are a good customer, less risk of foreclosures.
Seeing the credit history gives a picture of your borrowings, lending and [...]]]></description>
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		<title>How To Choose The Right Refinance Home Loan Lender</title>
		<link>http://www.mortgagealign.com/blog/how-to-choose-the-right-refinance-home-loan-lender/</link>
		<comments>http://www.mortgagealign.com/blog/how-to-choose-the-right-refinance-home-loan-lender/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 20:58:28 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[fixed rate mortgage]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[loan interest rate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[refinance home loan]]></category>
		<category><![CDATA[refinance home loans]]></category>

		<guid isPermaLink="false">http://www.mortgagealign.com/?p=4682</guid>
		<description><![CDATA[To be able to finalize a good lender/bank for a refinance home loan can be an important decision, so emphasize on:
•    The need to refinance
Getting a refinance on the mortgage can make some profit for you, if the present mortgage is 1% higher than the ongoing rates. Moving from an adjustable rate mortgage (ARM) to [...]]]></description>
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