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	<title>Mortgage Align &#187; Educate Yourself</title>
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	<description>Home Loan, Refinance Home Loan, Morgage Rates:  Up-To-Date News &#38; Advice!</description>
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		<title>THE CONSUMER’S RIGHT TO FAIR LENDING: Sample Statutes</title>
		<link>http://www.mortgagealign.com/blog/the-consumer%e2%80%99s-right-to-fair-lending-sample-statutes/</link>
		<comments>http://www.mortgagealign.com/blog/the-consumer%e2%80%99s-right-to-fair-lending-sample-statutes/#comments</comments>
		<pubDate>Wed, 25 Mar 2009 18:29:08 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educate Yourself]]></category>
		<category><![CDATA[Fair Housing Act and the Equal Credit Opportunit]]></category>
		<category><![CDATA[home loan]]></category>
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		<description><![CDATA[The Fair Housing Act and the Equal Credit Opportunity are just two of the statutes that protect debtors and borrowers. The former is the law that prohibits discrimination in the sale of houses or issuance of loans based on the race, religion, color, national origin, gender, familial status or being handicapped. The latter, on the [...]]]></description>
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		<title>THE CONSUMER’S RIGHT TO FAIR LENDING</title>
		<link>http://www.mortgagealign.com/blog/the-consumer%e2%80%99s-right-to-fair-lending/</link>
		<comments>http://www.mortgagealign.com/blog/the-consumer%e2%80%99s-right-to-fair-lending/#comments</comments>
		<pubDate>Wed, 25 Mar 2009 17:14:09 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educate Yourself]]></category>
		<category><![CDATA[fair lending practices]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage loan]]></category>

		<guid isPermaLink="false">http://www.mortgagealign.com/?p=1398</guid>
		<description><![CDATA[There is a sufficient number of statutes – both federal and state – that ensure that every home buyer is protected when looking for mortgage loans. These laws are against those pertaining to mortgage loans on the basis of race, national origin, religion, gender, marital status, age, receipt of public assistance funds, familial status, handicapped, [...]]]></description>
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		<title>THE CONSUMER’S RIGHT TO FAIR LENDING: EXAMPLES</title>
		<link>http://www.mortgagealign.com/blog/the-consumer%e2%80%99s-right-to-fair-lending-examples/</link>
		<comments>http://www.mortgagealign.com/blog/the-consumer%e2%80%99s-right-to-fair-lending-examples/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 18:28:01 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educate Yourself]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[mortgage loan]]></category>

		<guid isPermaLink="false">http://www.mortgagealign.com/?p=1394</guid>
		<description><![CDATA[To illustrate a case of right to fair lending, creditors must not in any way discourage their clients of race from availing mortgage loans. The same credit terms should be offered as other applicants with similar loan requirements. Also, treating an application differently on account of sex or marital status is prohibited on the same [...]]]></description>
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		<title>THE CONSUMER’S RIGHT TO FAIR LENDING: Concerned Organizations</title>
		<link>http://www.mortgagealign.com/blog/the-consumer%e2%80%99s-right-to-fair-lending-concerned-organizations/</link>
		<comments>http://www.mortgagealign.com/blog/the-consumer%e2%80%99s-right-to-fair-lending-concerned-organizations/#comments</comments>
		<pubDate>Tue, 24 Mar 2009 15:26:44 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educate Yourself]]></category>
		<category><![CDATA[fair lending]]></category>
		<category><![CDATA[mortgage loan]]></category>
		<category><![CDATA[mortgage loan problem]]></category>

		<guid isPermaLink="false">http://www.mortgagealign.com/?p=1391</guid>
		<description><![CDATA[If you encounter problems in your mortgage loans or credit transactions on the basis of discrimination, there are several organizations, both private and public, that can help you. Private fair housing groups, for instance, can extend assistance throughout your mortgage process. These groups are useful in understanding whether there is an unlawful discrimination committed in [...]]]></description>
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		<title>CONSIDERING REFINANCING? THEN READ ON&#8230;</title>
		<link>http://www.mortgagealign.com/blog/considering-refinancing-then-read-on/</link>
		<comments>http://www.mortgagealign.com/blog/considering-refinancing-then-read-on/#comments</comments>
		<pubDate>Mon, 23 Mar 2009 14:17:24 +0000</pubDate>
		<dc:creator>Mortgage Align</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Educate Yourself]]></category>
		<category><![CDATA[refi my home]]></category>
		<category><![CDATA[refi my house]]></category>
		<category><![CDATA[refinance home loan]]></category>
		<category><![CDATA[refinance mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgagealign.com/?p=1389</guid>
		<description><![CDATA[Taking a mortgage is not the end in financing. With the fluctuation markets, interest rates keep changing, whether it is hiked or dipped. So, you have the option of refinancing when the opportunity is available. With refinancing you can save a lot of money as the interest gets lower and you save on lower payments [...]]]></description>
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