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Austin Texas Home Loans
Happy Friday everyone!!!! The weekend is finally here and the rate market is still hanging in there. Next week we have an avalanche of treasury auctions to the tune of $150billion or so that will either hurt or help our cause. If the auctions don’t draw solid demand from foreign and domestic investors, look for rates to inch up a bit. If demand is solid, look to fractionally lower rates. ... [Read more]
New Good Faiths, not so good
I have been unable to blog the past week due to market changes and adapting to the new Good Faith Estimate. What seemed simple in theory has turned into a mess for lenders and home buyers/borrowers. The trouble so far is that the new good faith estimate is so poorly designed that it tricks buyers into thinking higher costs for loans are being presented to them. The new GFE blocks most all lender... [Read more]
iPhone app for homebuyers
If you’ve got an iPhone, you can now search through homes for sale via an app by Realtor.com! The app, called Home Search, was launched on Wednesday and uses GPS to provide a map of houses for sale near you — a map you can refine based on distance, type of house, price range, as well as other criteria. It also lets you make notes on houses and give them a star rating, so you can keep track... [Read more]
Home Loan Rates – Austin, TX
Happy Friday, everyone! The Labor Department reported earlier this morning that 85,000 more jobs were lost in December than were created. Revisions to prior month’s figures showed the economy actually added 4,000 jobs in November rather than losing 11,000 as was initially reported. The government’s “do-over” for October resulted in reported job losses of 127,000. The majority... [Read more]
Home Loan Rates – Austin, TX
The New Year has begun and rates having started to trim some of the gains we saw right before the holidays. I still predict we will see better as we approach Jan 11th but I am still very pleased the market is coming back to us a little. Nothing is ever a “sure” bet in this industry. If it was, I would be retired by now. With that said, rates are better and if you are in the process of... [Read more]
