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USDA Proposed Income Limit Increase Postponed

Even though we had it on good authority (we even had it in writing that unless someone complained it would take place January 20), USDA has postponed the 2-tiered income system, which will allow more buyers to qualify for this program, until March 20.  I have heard that the reason for this postponement is that they have already used their FY2009 congressional appropriations in the first quarter,... [Read more]

A Thanksgiving Treat from the Fed!

  A Thanksgiving Treat from the Fed Happy Thanksgiving – Mortgage Rates Plunge!   30 Year Fixed as low as 5.5% with no points/orig. fee for 100% Financing!* Motivated Seller or Builder can Buy Down the Rate Temporarily for their Buyer To Get 30 Year Fixed Rate at 3.75% 1st year, 4.75% 2nd year, and 5.75% Years 3-30 For 100% Financing!!!!*   Finally, some good news for the mortgage industry!... [Read more]