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Changes to the appraisal process and how it impacts the borrower

I almost didn’t post this given it is a bit aged however, if you haven’t done a loan recently, or ever, it’s still relevant so I decided to post it after all, so here goes. I wanted to make everyone aware of some very important and fairly recent changes that are taking place in the lending industry, about appraisals, that affects all of us in different ways and also the impact I... [Read more]

Is extending the First-Time Homebuyer Tax Credit helpful?

Last Friday, President Obama signed a bill to extend the $8,000 first-time home buyer tax credit to April 30, 2010. In addition to the extension for first-timers, it also added a provision to provide a tax credit of $6,500 to home owners who have lived in their current residence for at least 5 years who are looking to buy a replacement home. Brief article from Mortgage News Daily discussing the provision: http:///www.mortgagenewsdaily.com/11062009_obama_signs_home_buyer_tax_credit_extension_will_it_be_effective.asp With... [Read more]