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REALTOR® Magazine-Daily News-Fannie Revamps Rules on Delinquent Loans
REALTOR® Magazine-Daily News-Fannie Revamps Rules on Delinquent Loans. For more Read More →
What’s Ahead for Home Loans in 2010
This year could bring significant changes from 2009 for those seeking home loans. Over the last year, home prices fell to 2003 and earlier levels in many parts of the country. In addition, home loan rates declined to the lowest levels on record and this combination led to the highest home affordability levels ever recorded. Here’s a recap of what happened in 2009 and what you need... [Read more]
The first sweeping change in the home buying process since 1974
January 1, 2010, the new and improved Real Estate Settlement Procedures Act of 1974 (RESPA) began. Considering this is the first sweeping change in the home buying process since 1974, it is worthy of our full attention. The new RESPA means more than new forms-it means major changes in the way real estate closings happen. The key motive of RESPA’s new rules is to make sure consumers understand loan... [Read more]
SHORT SALE GUIDELINES REVISED
WASHINGTON (Associated Press) – Guidelines for short sales to help homeowners who need to sell their houses but cannot secure contracts at a high enough price to pay off their mortgages have been revised by the Treasury Department. The plan was created to aid homeowners whose income or debt is too low to qualify them for a loan modification under the Making Home Affordable program. The plan establishes... [Read more]
Making a List and Checking It Twice – Things to Know When Shopping for a Mortgage
The holidays are upon us and if you haven’t already, you will likely soon be hearing the song, “The 12 Days of Christmas”, or seeing any one of a number of “Top Ten Things You Need to Do in 2010″ lists. While you won’t find 12 things, or even 10 things here to think about when considering a mortgage, you will find several things you need to be aware... [Read more]
