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Beware of Loan Modification Scams

The high rate of foreclosure filings in the Phoenix area as well as throughout the state tell us all that there are a lot of homeowners having trouble making their payments.  Unfortunately, there are always unscrupulous people who are willing to take advantage of those in trouble.  The FBI and local law enforcement agencies all over the country are well aware of the increase in loan modification... [Read more]

Saying Bye-Bye to a Re-Fi

Did you know that you have three business days after settlement to cancel your mortgage refinancing without penalties and that you can cancel this process for absolutely any reason?  You are entitled to receive all the money you paid to the lender up until that point minus certain costs, such as a credit report or appraisal.  This three day period starts the day you receive your Truth in Lending... [Read more]