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Some Great Mortgage News

RESPA is changing the guidelines for fees and this will help borrower’s lower their cost in closing loans. RESPA(Real Estate Settlement Protection Act) is governed by HUD. The “initial” charges on the GFE (Good Faith Estimate) will now be binding and these charges will be what you see on the final HUD1 at settelment. Great News for Consumers and Mortgage Applicants.  A report I... [Read more]

Mortgage Loan Refinance

I wanted to put out the news that FNMA (Fannie Mae) one of the big investors that the Mortgages Bankers and Mortgage Companies sell their loans to has a program out there for the people who have not been able to refinance their home up until now due to the declining values and prices in some parts of the Country.  It is good news, has some stipulations as does any program but will help those that... [Read more]