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Conforming Loan Limits To Be Extended by US Government to 2010

We are not surprised the U.S. Congress has passed a resolution extending through 2010 the current conforming loan limits for Fannie Mae, Freddie Mac and FHA, of $417,000 for most areas in the U.S. This is needed to keep the real estate industry moving along, especially in California.  That higher conforming loan limit would be $729,750 for high-cost areas, including many in California. President... [Read more]

How Does Somebody Find Out Whether Their Home Loan is Qualified for US Government Refinance

How does a homeowner find requirements and get approved for the President Obama US government loan modification program? US Government Mortgage Loan Mod Program One of the key requirements to getting approved under the US Government Loan Mod Program ~ Home Affordable Refinance Program (HARP) ~ is make sure that your home loan is indeed owned or guaranteed by Fannie Mae or Freddie Mac (US government... [Read more]

A Life Preserver For Underwater Homeowners

Alex Perriello, president and chief executive officer for the Realogy Franchise Group, submitted this article during the week of September 30, 2009, published by Inman and other news sites.  This is about equity sharing, a way for homeowners in financial distress to remain in their homes while giving lenders an ownership interest. ______________________ By ALEX PERRIELLO Depending on the source... [Read more]