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New Home Loan Schemes for Patna Government Staff Launched
Home Loan Schemes for Patna Government Staff – Chief minister Nitish Kumar said on Thursday that if the bankers fully cooperate, then corruption could be checked to a great extent in the state and the dream of economic prosperity would be achieved. He was speaking at a function organized here to launch a scheme of home loan for state government employees, a joint initiative of the state government... [Read more]
HDFC Home Loans in Demand Inspite of Higher Interest Rates
The HDFC home loan sector had earned a profit of Rs 844.53 crore during the first quarter that ended in June 2011 which was quiet high in comparison to the figures of previous year amounting to Rs 694.59 crore. These figures of profit were attained when the interest rates were quiet high and the demands for home loans were consecutively high. While income from operations rose to Rs 3,800.67 crore from... [Read more]
Choose the loan most appropriate for you
If you have to borrow, choose the right product keeping in mind cost, tenure, flexibility and other terms. For instance, it may save you lot of money if you consolidate your personal loan, credit card overdrawn balances and replace them with home equity loans. Calculator… MI calculator will help you judge how affordable a loan can be for you. You can calculate home loan and personal loan EMI with... [Read more]
Major PSU banks may raise lending rates soon
Major public sector banks, including SBI, Punjab National Bank and Bank of Baroda, are likely to soon raise lending rates making home, auto and commercial loans expensive. As many as a dozen banks, including private sector leader ICICI Bank have already hiked their lending rate by 25 basis points in response to the tightening of monetary policy by the Reserve Bank of India (RBI) last month. It is a... [Read more]
Is it superior to rent a house or buy?
Have you put off buying a home because of high prices or rising interest rates? As home loan interest rates rise — and with them, the equated monthly installments — many of us are faced with the dilemma of whether we should continue in rented premises or take the plunge and buy a new home. While we have analysed the issue based on the numbers, the decision isn’t easy and cannot, in fact,... [Read more]
