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Basics of Title Insurance

By Groshan Fabiola Buying a home is a long process that requires a lot of different things to all come together at one time. Once you have gotten past one hurdle, you find that there is something else you have forgotten to do or think about in your home buying transaction. One thing that is commonly cast to the side is the title insurance. When you line up your mortgage and financing, the lender... [Read more]

Options to get Refinance with no Closing Costs

“There are fees associated with refinancing a mortgage that simply can’t be avoided, but it is possible to refinance your mortgage with no upfront closing costs. Closing costs are not just from the lender, they include title costs, insurance and taxes. The lender can offer you a no cost refinance, but the fees still have to be paid, and they are paid by you, the consumer.” Read... [Read more]

VA rates are dropping

“VA loan rates have fallen to levels our country has not seen in years. If your current loan rate is higher than 5% then you may benefit from refinancing so it wont be an issue.  Now is an excellent time to refinance your home because mortgage rates, including VA loan rates, have dropped as the fed attempts to get the economy back on the right track.”  Check out article below: VA Refinance... [Read more]

Bad Credit, can you still refinance?

If you have bad credit you can still refinance, but of course your interest rate will be much higher.  See the article below. Bad Credit Refinance “Title Insurance made simple” ***Mortgage Brokers and Lenders follow the title insurance process for your next deal at Ordermytitle Maria Smith-Alvira Certified Title Corporation alviractc@gmail.com  Read More →

Should you Refinance your Home?

In this article several mortgage consultants argue that it is a good time to refinance or purchase a second home. Should you Refinance you Home? If you are looking to refinance or purchase a home, you should be using a local company. **Title Insurance is part of the cost.  At CTC we make the title insurance process simple for brokers, lenders, and borrowers.   If you are refinancing consider Certified... [Read more]

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