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HUD Changes the FHA Mortgage Guidelines

HUD will soon implement changes in the qualifying criteria for FHA mortgages…increasing the PMI by .05%, making down payment requirements connected to credit score and reducing seller assists to only 3%. This hasn’t happened yet so make your FHA loan application now before the rules make it harder to get.  Read More →

FHA 203k the Players …the Borrower

The FHA 203k Rehabilitation Loan- The Players  In this second installment I will describe the various participants in the 203k program and how they interact.  Understanding the role each player has is critical to ensuring the success of renovation process.  The first and obviously most important player is the borrower. Note that I do not say home buyer, this is because the FHA 203k mortgage can... [Read more]