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Waiting for Decreased Interest Rates Will Cost You

Now days, the message seems to be that the economy is improving and that the United States is recovering from the hardships of the past few years.  Even with this being the case, many people are still waiting before obtaining home loans or refinancing their mortgages because they are under the false assumption that interest rates will remain low.  In an article by the New York Times entitled Interest... [Read more]

Jumbo Mortgages: What You Need to Know

These days, mortgage lenders are very skeptical about issuing jumbo mortgages to buyers.  However, in states like California where the cost of living is rather high, jumbo loans are sometimes a necessity. If you’re hoping to obtain a jumbo mortgage – know that it while it won’t be easy –it is possible.   First, let’s understand what a jumbo mortgage or jumbo loan is.  A jumbo mortgage... [Read more]

First-time Home Buyers FAQ

Nothing seems as contradictory as buying your first home.  On the upside, you feel very excited at the prospect of finally owning your own house and are eager to call yourself a home owner.  On the downside, buying your first home can be a little frightening and even overwhelming.  Let’s be honest, you haven’t done this before, and the first time doing anything is always the scariest.  At... [Read more]

Should You Refinance Your Mortgage?

When people start thinking about refinancing, they often have differing reasons as to why they want to refinance their mortgages.  Some people want to refinance so they can reduce their monthly mortgage payments and others want to go from a fixed-rate mortgage to an ARM (adjustable rate mortgage).   Regardless of your reasons for refinancing, you need to know 1) what happens when you refinance... [Read more]

Welcome!

Welcome to the official blog for Catalyst Direct Funding.   Here you will find great information about our company and our services.  You will also find educational material pertaining to mortgage lending, mortgage refinancing and investment planning.  Catalyst Direct Funding is a Leading San Diego Mortgage & Real Estate Firm Located in San Diego, California, Catalyst Direct Funding is a boutique... [Read more]