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We’re Not Laughing – Okay Maybe We Are
Humor could be described as a spice of life that can lighten a mood, liven a moment or linger as a memory. Sometimes it can bring a full-roar laugh, a simple smile or like now, a sigh of relief that the topic does not apply to you. We recently read an antidote on the recent RESPA changes and how some loan officers might be inclined to respond. Allow us to share … ARE YOU HAVING TROUBLE... [Read more]
What’s the Difference? (Part 3)
(Part 3 of 3 posts on terminology that can often create confusion) What’s the difference between an “inspection” and an “appraisal”? These terms can often get confused because they happen relatively close together in the loan process and because, at first glance, they seem to cover the same thing. Obviously they are different (or this wouldn’t have been a topic of a blog) in what the... [Read more]
New Rules Mean Fair Play
Starting January 1, 2010 HUD implemented a new RESPA rule to standardize the GFE and HUD-1 issued to borrowers for the purpose of a home loan. Now unless you have been researching this information, are in the process of securing a home loan or work in the industry, that last sentence was most likely read like a law student’s text book and made absolutely no sense. So, let’s break this down. HUD... [Read more]
What’s the Difference?
(Part 1 of 3 posts on terminology that can often create confusion) Don’t you just hate it when someone you are talking with starts throwing words around that you don’t fully understand? We certainly don’t want that! It is important that anyone involved in the purchase or refinance of a home understand the terminology used. Especially when you consider this information involves not only... [Read more]
The Power of Suggestion
“We just wanted to write and say, ‘thank you’ for all your hard work in helping us buy our new home. We are so excited about our new life together in our new home.” - The Wilson’s Everyone knows how powerful a word can be. Yes, as the saying goes, at times talk is cheap. But the impact behind those suggestions and ideas from another can be invaluable. Where we... [Read more]
