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Starting Point Tips – 11
Step 11: Conveyancing attorneys will now register your home loan and transfer the property into your name. The previous owner of the property will be paid and you will become a home owner. Read More →
Starting Point Tips – 4
Step 4: Obtain a copy of your credit report from the major credit bureaus and review the information. Sort out any mistakes before applying for a home loan. If there are problems you are addressing, let the bank know. Lenders will look at your credit and financial situation to determine how likely you will be paying back the home loan. Read More →
Starting Point Tips – 3
Step 3: Do a comprehensive budgeting excersize to see how much you can afford for monthly home loan payments. Read More →
Starting Point Tips for a New Home Buyer
Step 1: Start saving for a deposit and registration & transfer costs. Even if you qualify for a 100% or 108% home loan, you must still keep in mind that your financial situation may require you to put down a deposit in order to qualify for a certain home loan amount. Read More →
Great news for Spring – Standard backs 100% mortgages
Standard Bank anounced relaxed lending criteria. Customers no longer have to pay a deposit on homes up to R1.5m. Standard Bank is the first of the big four to officially announce the long-awaited move back to 100% home loans. This is great news after a dry seson of anything between 60% and 95%, depending on factors like price and location. First-time homebuyers can qualify for bonds of 104% on mortgages... [Read more]
