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Where can I find a sample of SBI Home Loan Agreement?
I have a home loan with SBI,outstanding 3.9 lakhs at 8.75%. How to re-finance the loan?What are the advantages? I have 120 more months to repay the loan with EMI Rs. 7540. I have already paid 60 EMI. when you said 120 month more i believe that this is your first month and have just start paying EMI. i believe 8.75 % is a great percentage to get at this point of time. all other FC have atleast 9 %.... [Read more]
How do i refinance my home loan/mortgage?
My mother used a “VA” loan to pay for our home. the interest rate is above 6% and she is looking to refinance to a lower rate. Now i watch many (money) shows but seein that i dont own a home, i never payed attention. Can you guys/gals give me a run-down of how to go about refinancing a home loan and some possible tips? thank you If she has a VA loan then have her call the company that... [Read more]
How much income I should have for getting 25 lakhs home loan in India?
What should be my income for availing a home loan for say 25 lakhs?how do i calculate the eligibility amount based on my income? for avail home loan ts. 25 L, your annual income 500000-550000 lakh. but remember bank give the loan after check your past three years financial record’s, past 6-7 months bank statement, your any other loan schedule & verify your property (which will you purchase),... [Read more]
Home Loan EMI from various Bank in India?
What would be the EMI if I take Rs.1,00,000/- as Home Loan at Kolkata, India. I want to have a comparative chart of various banks. To get the honest picture, this you should and would have to get it yourself. It is very simple. Many sites provide EMI calculators including SBI. Independent EMI calculators are also available in plenty all over the Internet. All you need to have is the amount of loan,... [Read more]
Can i avail the benifit in income tax for the home loan when my house is under constraction?
I have taken a home loan from SBI and my house is under construction . No ,you can not take home loan benefits before completion of house. the important point is that if you completes your house before end of f.y i.e before or on 31.03.2008 then all the benefits will available to you.so in simple words benefit is available if house is completed by the end of the previous year. now ,what is the meaning... [Read more]
